Community-Financing-The-Future-of-Eco-Societies

Community Financing: The Future of Eco-Societies

Ecology is the study of interactions among living things and their environment. It provides new understanding of these vital systems as they are now, and how they may change in the future.

Financial and economic issues underlie virtually every sustainable development decision that must be made over the coming years. The Future Earth Finance and Economics Knowledge-Action Network focuses on improving the understanding of sustainability through the lens of business, economics, finance, and their inter-dependencies.

Why is Ecology Important?

Ecology enriches our world and is crucial for human wellbeing and prosperity. Finding a community-first ethical mortgage financier provides new knowledge of the interdependence between people and nature: vital for food production, maintaining clean air and water, and sustaining biodiversity in a changing climate.

Can we conserve habitat and its biodiversity?

Yes. Ecology provides the essential basis for nature conservation. Maintaining a mosaic of habitats ensures the survival of a rich variety of species. From the Swan coastal plain to the valleys around Perth, from the Esperance plains to the jarrah-karri eucalyptus forests, southwest Australia has the highest concentration of rare and endangered species on the entire continent. Studies have helped identify how to preserve its ecological characteristic.

Can we predict the ecological effects of pollution and climate change?

Governments and citizens around the world are increasingly aware of the consequences of atmospheric pollution and climate change. In large-scale experiments, plants and animals are exposed to carefully controlled atmospheres and different ecological conditions. Scientists use this information to understand how they respond to pollution levels and make predictions about future climate change.

Can we fish the ocean without depleting its riches?

It is possible, and does depend on where we are in the world. In the Antarctic, the marine ecosystem is currently managed as a whole under an international agreement to conserve living resources. This makes it easier to understand marine communities and their interactions, as well as help monitor, threatened species more closely.

How does forest destruction affect bird populations?

We developed a measure called the loss index to communicate how habitat loss affects many Australian bird species. Across Victoria, into South Australia and New South Wales, more than 60% of 262 native birds have each lost more than half of their original natural habitat, with the majority of these species not formally recognised as being threatened with extinction.

It’s a similar story in the Brigalow belt of central NSW and Queensland. The brighter picture is in the northern savannas across the top of Australia where large tracts of native vegetation remain  –  notwithstanding the pervasive threat of bushfire.

In some areas, such as southeast Queensland and the tropics of north Queensland, the removal of a single hectare of forest habitat can affect up to 180 different species. Small loss affects large numbers of mostly common species that may not remain so common.

Forests across the world today continue to be cleared and converted for use. 2005 marked the year that more than 80% of the high-forest in Ghana had been cleared in just 100 years. Researchers use ecological studies to advise on land conversion and how to lower the impact on native species.

Should mangroves be protected?

Mangroves play several ecological roles. From fixing sediment, to acting as a nursery for young fish Mangrove forests are also a source of food, medicine, and firewood for local populations. It is a multipurpose ecosystem, and ecologists’ understanding of this unique ecosystem shows they are very sensitive to change and require sustainable management to preserve their biodiversity.

This is what makes Community Financing and Eco-Societies so important; it the integrated and indivisible balancing of the dimensions of sustainable development  –  the economic, the social and the environmental.

Fishing-and-Recreational-Gambling-Tall-Tales-at-Sea

Fishing & Recreational Gambling: Tall Tales at Sea

Fishing and recreational gambling is more about the experience than about winning a lot of money. Financial gain only comes second to the exhilarating experience. For most people these are recreational activities for fun and entertainment. Fishing and gambling have recreational benefits found in the excitement of taking a chance and winning. The fun is in the thrill of winning and being with friends while fishing or gambling. Both leisure activities involve some level of risk. They can cause problems when they become addictive. Fishing addiction and compulsive gambling can be destructive to families, friendship and careers.

Fishermen run the risk of recreational gambling when they are at the sea. Gambling at sea  is not a completely new phenomenon. Riverboat gambling has been a part of history. In the past riverboats offers casino gambling. Riverboats would sail down the river or lake while providing gambling opportunities. Modern riverboats are casinos with gaming parlours for casino games such as blackjack, baccarat, roulette, and slots. Many of these boats are barges marooned on a river never leaving the dock. Today gambling at seas are conducted in cruise lines with bigger and more elaborate on board casinos. The ships ranging from main stream to luxury all have casinos. Sea based casinos are hot places to play but online gambling is getting hotter with offers of free bets by bookmakers.

Fishing and recreational gambling have many similarities. The fisherman’s analogy explains the behavioural aspects of gambling. Some of the similarities are the following:

  • Fishing is an addictive activity just like gambling. Once you caught a fish you go fishing more frequently. Once you win you gamble more often.
  • One bite or win isn’t enough you need do it again to experience the thrill.
  • Bait casting is like repetitive forms of gambling. You repeat the same action again and again in the hope of winning.
  • Fishing and gambling is both exciting and relaxing at the same time.
  • You easily forget time when you fish or gamble and you tend to play longer than you intended.
  • When one line is not catching anything you try a new one. Just like gambling, you try a new table or a new casino.
  • Using the first fish as bait hoping to catch a bigger fish.
  • Casting a line is like pulling a penny slot. Both are easy and there’s a chance of catching a big fish or winning.
  • Bites and nibbles of fish that doesn’t get hooked are near wins just like gambling.
  • Catching a fish is like a winning moment on gambling.
  • Success is both a mixture of skill and chance in fishing and gambling.
  • At the end of the day you forget about addition when you brought something home.

Every person can make a choice whether to gamble or not and how to reduce the risk of gambling addiction. Low-risk gambling is done for social reason mostly with family, friends or colleagues. Recreational gambling is often combined with entertainment and food. Any amount spent on gambling should be considered an entertainment cost. Developing a set of personal guidelines for low-risk gambling involves setting a schedule on when and how much to gamble. Some people who wish to stop gambling addiction find recreational fishing to be a good substitute leisure activity. They only risk losing time not money in fishing and they get the same high they experience in gambling.

Dwindling Fish Stocks or Plenty in the Ocean?

There are conflicting reports about the state of our oceans and waterways. Some say that fish stocks are seriously dwindling and others that there are plenty of fish in the ocean. Environmentalists tend, generally, to play the crisis card again and again. Green groups cry out about the disappearance of Orange Roughy stocks and many other aquatic species being in immanent peril. Commercial fishermen declare that fishing is their livelihood and that special consideration should be given to their requirements. Recreational fishing associations are also quite vocal about their rights when it comes to casting a line in the sea. Government agencies are often caught in the middle, attempting to find that fine line that stalks the shoals of compromise.

Dwindling Fish Stocks or Plenty in the Ocean?

Who do we, as Joe Public, believe? All of these sections of society have vested interests in the outcome of any debate about the future of fishing and fish stocks. I should have also mentioned the scientists, who are often employed by the government agencies responsible for managing territorial waters and their aquatic stocks. The marine scientists would say that it is their science that measures the true state of global fishing stocks and the health of waterways.

One of the strongest, and in some ways unspoken, arguments underpinning the debate about fishing, is the traditional right of humans to fish the seas for their food and profit. Even recreational fishermen feel that they should be able to go out and hook a catch of fish to feed their families when they want to. It was something their fathers and grandfathers had always done. This archetypal fisherman still exists in the minds of many human beings.

Up against this emotive and instinctive argument is the scientific evidence of over-fishing in our oceans. The huge commercial trawlers that scoop up tonnes of fish from the sea floors and net everything they possibly can. For many recreational fishing people, this is not fishing, it is more like mining the sea. Environmental groups abhor these large commercial concerns and feel that they are raping and pillaging our oceans. In some ways it is like these operators have been given free bookmaker bets on the race to empty our oceans of fish.

A seafood diet is considered a healthy diet, with all that Omega 3 essential fatty acid content. Fresh seafood is relatively expensive to buy in most Western cities. There is, however, a prevalence of cheaper seafood sourced from Asia and Africa, which may be the results of third world production costs or something worse. There is no doubt that our seas need careful monitoring by impartial government bodies and their international equivalents, if we are to continue enjoying the sport and fruits of our oceans and waterways.

 

Real-Estate-and-Recreational-Fishing

Real Estate & Recreational Fishing: Coastal Living Attractions in Australia

Recreational fishing is the biggest sport and leisure activity in Australia with over five million Australians taking part in this sport.Rock fishing, beach fishing and flats fishing are also popular pursuits. Australia is renowned for fantastic fishing with thousands of kilometres of coastline. Australia is dotted with fish-rich coastline from the south to the tropical Top End with fringing and barrier reefs. Coastal property is among the most in-demand piece of real estate around the country. People adore beach fronts and seaside properties. Proximity to the water and the water views is among the priority list of Aussie real estate buyers. If you’re living near the coast any time could be a good time to sell.

Whether you fish with bait, cast a fly or spin a lure, you’ll find that fishing is excellent in Australia. Marlin, tuna, trout, mahimahi and sailfish and other fishes are abundant in blue waters along the coast. And with beautiful scenery along the way your great fishing experience will be complete. If you want to have a great Aussie adventure, pack your fishing gear and head for these coastal living attractions in Australia:

Yamba, NSW
Yamba is an idyllic coastal town in New South Wales with near-perfect weather all year round. It has superb surfing spots and areas for whale and dolphins watching. This laid back Australian town offers many activities to be enjoyed by the whole family. Yamba host regular dance performances and local art exhibitions. Local musicians also perform live on a regular basis.

South West Rocks, NSW
South West Rocks is situated about 450km north of Sydney. This quaint fishing village is perfect for recreational fishing. Many fishing spots can become overly crowded on long weekends or holiday season. But if you want to avoid the crowd this is the ideal place to go for fishing. This coastal village remains untouched and undiscovered by many tourists.

Hervey Bay, Queensland
Hervey Bay is about 300 kilometres north of Brisbane. This bay is famous for recreational fishing with its diverse species of game fish. Beach fishing for bream is also popular in the bay. Those seeking to catch a meal, tuna, flathead, snapper, tailor and whiting are abundant in this area. Fishing options include sports fishing, multi-day liveaboardand guided saltwater fly-fishing. Property investment Brisbane is booming because of this coastal attraction.

Cairns, Queensland
Cairns is a coastal city in Queensland that is well known for its fishing spots. Cairns going north along the Great Barrier Reef is the black marlin capital of the world. 70% of all black marlin exceeding 1,000 lbs are caught in these waters every year. The coast is also rich in yellowfin tuna, mahimahi, Spanish mackerel, barracuda, wahoo, trevally and sailfish. Fishing options include estuary fishing, inshore and offshore light tackle sports fishing, fly fishing, reef fishing and liveaboard trips.

Cape York, Queensland
Cape York is popular for its pristine beaches, fish-rich tidal estuaries and uninhabited islands. Anglers will find the ultimate Aussie fishing adventure in Cape York. Thrill seeking adventurers can venture north of this remote region. The cape is only accessible by 4WD which adds thrill to the journey. To avoid the rough drive, fly into Bamaga or Weipa which is less than two hours from Cairns and stay in a remote fishing lodge. You can also opt to book a liveaboard boat trip.

The Top End, Northern Territory
The northernmost tip of the North Territory is encompassing Darwin and Kakadu National Park. The Top End is legendary for its fantastic barramundi fishing. The best time for fishing here is during the barra build-up from October through December and the barra run-off from February through May. Top End prime fishing spots include the May River at Shady Camp, Daly River and the Adelaide River. The top spots for boat fishing are the Kakadu National Park and the South and East Alligator River. Deep sea fishing is possible at any time of the year at the Top End.

Gippsland, Victoria
Gippsland can be found in the South Coast of Victoria. Lake Entrance in Gippsland is home to amazing fishing spots. Explore the range of fishing spots in the Gippsland Lakes region where you can find fish species like flathead, trevally, luderick and bream. Drop by different local fishing shops for the best and updated fishing information.

Central Highlands, Tasmania
Central Highlands in Tasmania is one of the top spots for trout fishing with its more than 3,000 lakes. Hooking wild brown trout and rainbow trout can be challenging even for experienced anglers. Arthurs Lake is one of the most popular lakes for fishing brown trout. The lake is open from August until May. The prime time for fishing is in the early summer through mid-fall. Highland waters are also great for wet fly fishing during the spring. Central Highlands is also excellent for ocean fishing especially along the east coast.

Exmouth, Western Australia
Exmouth is at the border of the World Heritage Ningaloo Reef which is the world’s largest fringing reef. Exmouth is a diverse fishing destination that is famous for whale sharks and great diversity of other fishes. This fishing paradise is abundant in blue bone, milkfish, bonefish, queenfish, cobia, trevally, mahimahi and tuna. Exmouth is excellent for deep sea fishing, fly fishing, trolling, bait fishing, lure fishing and game fishing. All six of the Australian billfish species including broadbill swordfish, shortbill spearfish, sailfish, blue, black and striped marlin can be found in these waters.

Broome, Western Australia
Broome in north western Australia is an excellent place to start a fishing adventure. A fishing charter trip to Broome is guaranteed to give you great fishing experience. Broome makes an incredible fishing opportunity due to its complete lack of population. Throw your line and fish for salmon with your beach rod in the surf.

Legal Changes to Recreational Fishing in South Australia

The proposed adjustments to bag and size limits for recreational fishers in South Australia is in response to reduced fishing stocks in the state. Fisheries Minister Leon Bignell confirmed that the review was all about making sure of sustainable fish stocks into the future. He was confident that the majority of South Australians would be supportive of the adjustments. Which were to reduce bag limits for garfish and blue swimmer crabs by fifty percent, and reducing the bag limit for the iconic tommy ruff by a third. In addition, King George whiting would be reduced and size limits will also be adjusted; seasonal closures may also be brought in.

Legal Changes to Recreational Fishing in South Australia

The South Australian peak body representing recreational anglers voiced concerns that some of their members would be adversely affected by the proposals. RecFish SA spokesperson, David Ciaravolo stressed that it was important that everybody got to have a say on the issue. He understood the importance of sustainability but if stake holders considered certain aspects of the proposal to be unfair, they needed to be able to be heard.

Fishing charter businesses could be hurt by these proposals, because they will have to curtail the fishing activities of their customers once these bag limits have been reached. Business people involved in recreational fishing will naturally be concerned about measures that affect the popularity of things like fishing trips. They have, however, had their chance to have their say during the public meetings that have been held in February and March in Port Lincoln, Ceduna, Whyalla, Wallaroo, Adelaide, Renmark, Millicent, Victor Harbor and Kangaroo Island.

Whether Adelaide lawyers will be called in is a moot point, but I would be surprised if anyone was really willing to take on the government in the courts. Commercial fishers have stated on record that these changes have been in the pipeline for a long time and that anything that was good for the sustainability of the fishing stocks was supported by them. Recreational anglers and the charter businesses that support them need to realise that there are bigger issues at stake than their profitability. With rising human populations around the globe, fishing stocks need to be managed well if they are not to be fished out. Fishing is no longer a free and universal pursuit for all human beings; fish stocks are a finite resource that need to be micro-managed and vigilantly protected.